Dr. Killeen explores Charlie Munger’s advice to assume life will be difficult, then ask whether you can handle what comes. Drawing on Munger and the Stoic philosopher Epictetus, he discusses how hardship is inevitable, but our response to it remains within our control. For dentists, business owners, and anyone building something meaningful, setbacks are part of the process. The question is not whether we will face difficult blows, but whether we will allow them to break us or use them as opportunities to learn, grow, and behave in a way we can respect.